Identity theft incidents can occur at any stage of the end-customer's
relationship - but the first transaction is always the riskiest.
Vulnerable transactions include:
New Account Opening
Credit & Debit Cards Issuance
On-Us Check Cashing by Non-Bank customers
Payroll Check Cashing in Banks and Retail locations
Web Based SignUps - Change of Address Notifications
Payday Loan Agreements for Revolving Credit Lines
New Wireless Account Opening
IDNox Validations
SSN Validations
- Validity of SSN against deceased SSN lists
- Checks against invalid SSN lists
- Checks SSN against geographic area of issuance
Driver License Validations
- ID State and ID Number Validations
- Name and Address Validations
- DOB validations
- Address high risk notification
OFAC Validations
- Checks against OFAC lists
- Provides possible matches against OFAC lists
Phone to Zip code Validations
Businesses
Can Integrate IDNox in the following financial services
New Customers New Account Opening - Verifies critical
customer information such as Address, Social Security
Number and Driver's License and minimizes data entry errors Credit Issuance - Verifies that new account
applications do not have fraudulent SSNs with fake addresses
Financial Transactions Payroll Check Cashing - Verify and validate
the customer Patriot Act compliance -
OFACS and more Payroll Cash Advance -
Authenticates customer with your business rules Money
Transfer - Verify and validate the ID of the
sender and recipient Loan Approval -
Verify ID
HR and Employee ID check Employee Check - IDNox can ensure that
employee data is genuine
Other Applications Car Rental - Ensures that cars are not
rented with fake ID, SSN or addresses.
Key Features
and Benefits
Verify critical customer
information like Address, SSN and Driver's License with
fastest real-time analysis in the industry.
Easy to Integrate -
IDNox can run in an application, over the Internet or
as a stand-alone application. Well defined API and interfaces
are available
Lower Risk - Lowers
the risk of loss through identity fraud while signing
up new customers or making changes to existing customer
information
No System Requirements -
Platform Independent,. IDNox can receive input either
through XML or HTML. Customer data that has to be verified
needs to be passed to the IDNox server.
Patriot Act Compliance -
IDNox covers the requirements the Customer Identification
Program of the Patriot Act that an enterprise must 'Know
Your Customer'
Canadian Data -
Verifies Canadian Social Security numbers, addresses and
Driver Licenses.
Opt-In Modules 
